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The calculation of the pension

When we decided to come here to London, we had so many reasons to do it, but this was not exactly planned, even though it is a consequence of everything else.
It wasn’t planned because, speaking for myself, I couldn’t imagine it being possible.
The question is to have future prospects.
I have heard the expression they have stolen our future many times, and every time I have heard it, I have always thought: but who really ever had one, a future.
And until now, I have always really lived fighting for the present, which was hard enough. To have a decent job, for example, one that wasn’t precarious, where I was paid regularly, had a decent salary, with colleagues who were nice enough or at least not harmful, doing minimally interesting work (all things I found here, for the record).
While staying in Italy, I didn’t worry much about my pension because I always thought I would never have it.
Then I discovered that it is possible to retire at 55, and I found myself thinking about it. I don’t think it will be possible with only ten years of contributions, despite having a supplementary pension (which my company made me). Still, the idea of being able to do it made me change my perspective.

And so, after seeing so many other people who were discouraged about the year they were going to retire, I, too, became curious to look on the INPS website to see when I could go.

One premise: although they trumpeted it as great news, there was already a pension calculation years ago, based on contributions paid, without an estimate of when. I remember doing that, and it gave me an estimate of 50 to 60 euros or something like that. Now, however, it seems that the result of the calculation is also when you retire, not only with how much; I say seems because that was the message when I tried to make my calculation:

From the analysis of your Contribution Account Statement, it appears that the last contributions are paid in the Separate Management while in the previous periods more than 104 weeks have been credited in other managements. We invite you to make an appointment at one of our offices to receive a personalized consultancy service on your social security position.

I do not write what I thought because underneath, I am a nice person.
Please note: I have been enrolled in the separate management scheme since 1998, and since 2000 I have also had contributions as an employee, so when I made that calculation years ago, the situation was the same.
Even here, if I ever wanted an Italian pension, I would still have to depend on INPS and the times and ways established by the organisation.
All this has a moral, but I can’t find it tonight.

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